by Financial Tech Tools | Sep 1, 2026 | Blog, business owners, financial advice, Financial Planning, Group Benefits, health benefits
Group benefits can be intricate both in their establishment and administration. There are numerous details and considerations to be aware of when purchasing a group benefits plan, one of which is the target loss ratio (TLR).Key Questions Addressed:What is a target...
by Financial Tech Tools | Oct 1, 2025 | Blog, Group Benefits
Employee expectations are shifting, and group benefits are no longer one-size-fits-all. Employers across Canada are recognizing that competitive compensation extends beyond salary. A strong benefits package can make the difference between attracting top talent and...
by Financial Tech Tools | Aug 4, 2025 | Blog, Group Benefits
Helping Employees Get the Most Out of Their Health Benefits You can provide the most generous benefits package in the world, but if employees don’t understand how to use it, it won’t have the impact you hoped for. Across Canada, many employees leave valuable health...
by Financial Tech Tools | Dec 2, 2024 | Blog, Business Owners, Group Benefits, health benefits, incorporated professionals
When it’s time to renew your organization’s group benefits plan, it’s a chance to step back, take a close look, and ensure everything still makes sense for your team and budget. Each year, your provider will review past claims and usage to help adjust coverage and...
by Financial Tech Tools | Aug 6, 2024 | Blog, Business Owners, Group Benefits
In the competitive landscape of today’s business world, an effective employee benefits program stands as a cornerstone of organizational success. Such programs not only serve as magnets for top talent but also highlight an organization’s unwavering...
by Financial Tech Tools | May 1, 2024 | Blog, Business Owners, Group Benefits, health benefits, incorporated professionals
In today’s ever-evolving workplace landscape, employees place a premium on several key factors: 1. Alignment with employer values, especially sustainability. 2. Achieving a harmonious work-life balance. 3. Assistance in coping with the rising cost of living...